Refinance Guide

Step 1: Loan Program Questions

Is the loan for?
Lower PaymentsLower Interest RateNew TermDebt ConsolidationCash OutLine of CreditOther

How long do you intend to keep the property?
2 Years or less5 Years of less10 Years or less30 Years or less

What is the balance on your first mortgage?

What is the balance on your second mortgage?

What is your current interest rate?

What is your monthly payment (include principal and interest)?

What is your current term/program?

Does your mortgage have a pre-payment penalty?
YesNo

If yes, how much?
Don't KnowLess than $10,000More than $10,000

If consolidating debt, what is the total amount you wish to consolidate?

If receiving cash, how much would you like to receive?

What is the current value of your home?

When considering adjustable rate, fixed rate or other programs you are interested in
An Adjustable RateFixed RateInterest Only PaymentsBi-Weekly PaymentsLowest Payment PossibleOther Options

Step 2: Credit Questions

Are you going to be the primary borrower?
YesNo

Is there going to be a co-borrower?
YesNo

Credit history (include co-borrower if applicable)
ExcellentGoodSlow pay30 Day LatesSome CollectionBankruptcy

Mortgage payment history (include co-borrower history as well )
Never made a late paymentSome late payments in the last 2 YearsSome more than 30 day late paymentForeclosure

How long have you been with your current employer?

If self employed, how long?

What are your gross monthly expenses (include insurance, rent, credit cards, student loans, bills, etc)?

What is your gross monthly income (include co-borrower, dividends, alimony, rental property, pension, etc)?

What is the estimated value of your assets (include 401K, stocks, bonds, savings account, checking account, etc)?

Congratulations! You are almost done. Complete this last step and you will receive a FREE copy of your Refinance Guide via email to keep for your records.

Step 3: Contact Information

Receiving your Refinance Guide results

A FREE copy will be emailed to you instantly.

First Name

Last Name

Email

Please provide your mailing address so that a customer service representative can send you a hard copy summary of your Refinance Guide results and additional loan programs and product information not available online.

Mailing Address

City

State

Zip

Personal service - loan programs, products and interest rates change daily. Enter the preferred phone number for a friendly customer service representative to reach you with information if the results from your wizard change due to activity in the market.

Day Phone

Evening Phone

Fax Number