Refinance Guide Step 1: Loan Program Questions Is the loan for? Lower PaymentsLower Interest RateNew TermDebt ConsolidationCash OutLine of CreditOther How long do you intend to keep the property? 2 Years or less5 Years of less10 Years or less30 Years or less What is the balance on your first mortgage? What is the balance on your second mortgage? What is your current interest rate? What is your monthly payment (include principal and interest)? What is your current term/program? Does your mortgage have a pre-payment penalty? YesNo If yes, how much? Don't KnowLess than $10,000More than $10,000 If consolidating debt, what is the total amount you wish to consolidate? If receiving cash, how much would you like to receive? What is the current value of your home? When considering adjustable rate, fixed rate or other programs you are interested in An Adjustable RateFixed RateInterest Only PaymentsBi-Weekly PaymentsLowest Payment PossibleOther Options Step 2: Credit Questions Are you going to be the primary borrower? YesNo Is there going to be a co-borrower? YesNo Credit history (include co-borrower if applicable) ExcellentGoodSlow pay30 Day LatesSome CollectionBankruptcy Mortgage payment history (include co-borrower history as well ) Never made a late paymentSome late payments in the last 2 YearsSome more than 30 day late paymentForeclosure How long have you been with your current employer? If self employed, how long? What are your gross monthly expenses (include insurance, rent, credit cards, student loans, bills, etc)? What is your gross monthly income (include co-borrower, dividends, alimony, rental property, pension, etc)? What is the estimated value of your assets (include 401K, stocks, bonds, savings account, checking account, etc)? Congratulations! You are almost done. Complete this last step and you will receive a FREE copy of your Refinance Guide via email to keep for your records. Step 3: Contact Information Receiving your Refinance Guide results A FREE copy will be emailed to you instantly. First Name Last Name Email Please provide your mailing address so that a customer service representative can send you a hard copy summary of your Refinance Guide results and additional loan programs and product information not available online. Mailing Address City State Zip Personal service - loan programs, products and interest rates change daily. Enter the preferred phone number for a friendly customer service representative to reach you with information if the results from your wizard change due to activity in the market. Day Phone Evening Phone Fax Number